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Get your loan fast!

Welcome to our website, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!

You've earned your home equity. Make it count! Use our calculators and other tools to see how much you can borrow according to what you want to pay. We not only use technology but our experience to make cashing that check just around the corner.

Want to refinance a current mortgage and strike while the rates are hot? We offer several lock-in periods and bring your loan home from application to signing on the dotted line with time to spare. You don't want to wait to start saving on your interest rate and monthly payment, and we won't make you!

Shopping for a home? Thinking about it? Get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

Whatever your reason for wanting a mortgage loan, we get you there fast -- without taking our eye off the ball. You want a quick, not sloppy, application process! We understand and deliver the best service as well as the fastest.

Every day after you apply is a day you want to be paying a lower monthly payment, spending your home equity cash or moving into your dream home! We don't waste time -- we get you where you want to go. Use this site to help you find out what the best options are for you, then come meet one of our mortgage professionals.


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages



Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $









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ST. JOSEPH FINANCIAL GROUP P.O. BOX 70204 RIVERSIDE, CA 92513
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